I hereby authorize Secure Insight to (a) use my information and my business information (including bank account wire instruction data), as well as non-public business and personal identifying information, to conduct data searches online and with third party data aggregators, and (b) share all or any part of my information (in this application and from search results) with their lender clients, solely for the purposes of (i) evaluating my risk for fraud and consumer harm, (ii) determining the risk of my receiving lender funds, documents, and consumer NPI, and (iii) qualifying for insurance coverage from risk of loss from malfeasance at a mortgage closing. This authorization is in effect until withdrawn in writing by me.
Privacy Act Statement - Please read carefully
Authority: The authority for collecting this information is established through third party vendor management directives issued by the Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC), and directives and recommendations published by the Department of Housing and Urban Development (HUD) and the National Credit Union Administration (NCUA) governing bank, mortgage lender and credit union lending activities generally.
Principal Purpose(s): This information is needed to verify your business and personal identity and to conduct a fraud risk assessment to evaluate your eligibility (as determined by the lenders with whom you conduct business) to receive and disburse bank mortgage proceeds, and to handle certain financial documents containing lender and consumer legal, regulatory and NPI information. Furnishing this information, including the last four digits of your SSN and date of birth is necessary in the timely processing of your vendor management approval application. Failure to provide it will delay and may prevent completion of your fraud risk assessment and result in your inability to act as a lender's settlement agent and delay a consumer's loan closing.
Routine Uses: Principle disclosures of your NPI include disclosure to internal staff to conduct appropriate risk evaluations, entry of certain identification data to conduct public records searches using various public data aggregation tools and government record repositories to retrieve your civil litigation and criminal history record; verifying your license status, inquiries regarding insurance, bonds and other information relating to your risk assessment. All data is stored in a safe environment and managed using appropriate data security protocols, backed by cyber liability and E&O insurance.
No Consumer Credit Access: We do not obtain or view your personal consumer credit report as a component of this fraud risk assessment program.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
As part of the California Online Privacy Protection Act, all users of our site may request to terminate their record profile or make any changes to their profile information at any time by submitting an email to email@example.com.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your non-public personal information (NPPI). This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety.
We may share your contact information with professional education providers for continuing education benefits and insurance professionals to offer discounted insurance rates as part of our program to offer special professional benefits to registered closing professionals. You may opt-out of either program by sending an email to the following email address: firstname.lastname@example.org.
If you live in California or New York and wish to obtain a copy of your data profile maintained by SI and displayed to its lender clients please contact us via email at email@example.com and a copy will be sent to you without charge. Please mark in subject "Data Profile Request".