The following are frequently asked questions about our privacy and security policies and standards.
What information do we collect?
We collect information from you when you register on our site or fill out a form.
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number, credit card information, last 4 digits of social security number, date of birth, banking information and insurance information. You may, however, visit our site anonymously.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
– When an application is submitted, to complete the vetting and monitoring services we provide together with risk reporting to banks, mortgage lenders, credit unions and other financial service providers
-To personalize your experience (your information helps us to better respond to your individual needs)
– To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
– To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
– To process transactions
– To administer a contest, promotion, survey, or other site feature
– To send periodic emails
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested to banks, mortgage lenders, credit unions and other financial service providers, and also insurers who may have an interest in offering you errors and omissions insurance and fidelity and surety bonds so that you can meet regulatory and client risk requirements.
The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.
Note: If at any time, you would like to unsubscribe from receiving future emails, please reply to the email with the word “Unsubscribe” in the subject heading
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.
We limit the number of our employees with access to your information to those who need it to do their jobs and these employees are required to strictly maintain your confidentiality. All of our employees are subject to background checks and ongoing monitoring and are kept up-to-date on our security and privacy practices. In addition, we maintain physical, electronic, and procedural safeguards that comply with (and often exceed) Federal standards. We routinely test our systems and website to ensure that unauthorized access does not occur.
We offer the use of a highly secure server. All supplied sensitive information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our company database only to be accessible by those authorized with special access rights to such systems and are required to keep the information confidential. We do not store any credit card information, but we do securely store other sensitive information such as last 4 digits of social security number, date of birth and driver’s license information only for the period in which the application is being processed. Our policy is to encrypt sensitive information directly following the vetting process.
We maintain cyber liability insurance coverage in the event an unintended and unexpected breach of data occurs.
Yes (cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your non-public personal information (NPPI) without notice to you and an opportunity to opt out. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or other’s rights, property, or safety.
We may share your contact information with bond and insurance providers as part of our program to offer special and discounted insurance rates to our registered closing professionals. You may opt-out of that program by sending an email to the following email address: email@example.com.
Need to close your account? We still maintain your privacy.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy, we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
As part of the California Online Privacy Protection Act, all users of our site may make any changes to their information at any time by submitting an email to firstname.lastname@example.org.
Children’s Online Privacy Protection Act Compliance
We comply with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Terms and Conditions
Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at www.securesettlements.com
Tell us what you think
Questions or comments on how we protect your privacy? Contact our Privacy Officer via e-mail (email@example.com)
Secure Settlements, Inc. t/a Secure Insight
100 Lanidex Plaza, Suite 1201
Parsippany, NJ 07054 USA