The Titanic Syndrome

Being a sales oriented business, mortgage lending resists anything that creates roadblocks, no matter how temporary, to the loan closing.  The attitude is understandable, however short sighted it might be when facing a...

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Mortgage Fraud on the Rise Again!

First American Data Solutions recently released a report indicating that mortgage fraud has increased almost 6% in the first quarter.  The rise in fraud is tied to the recent shift from refinance business to primarily...

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Is This the Year of the Consumer?

There is a memorable scene in the old holiday movie, “It’s A Wonderful Life,” when Jimmy Stewart as George Bailey, president of the Baily Savings and Loan, welcomes the Martini family to their new home which he just presumably...

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